

Washlink has reprinted excepts form an article dealing with rain water harvesting
http://washlink.wordpress.com/2009/09/21/rainwater-havesting-sir-lanka/
Items that cause one to pause... the blending of levity and sometimes a bit of Knowledge, wisdom, or creativity



Posted on | August 22, 2009 | No Comments

David MacDougall, Director of Risk Management, BlueOrchard
Microfinance Focus, Aug. 22, 2009: There have been startling losses in microfinance institutions that have wandered too far from their original microfinance mission due to fierce competition or of profit-minded management, writes David MacDougall, Director of Risk Management at Swiss microfinance fund manager BlueOrchard.
Servicing traditional microfinance clients is expensive because loan sizes are small and the number of people required to service clients. But it was caried out with a goal and motivation. When competition deters the MFI from charging higher interest rates and absorb losses more frequently, it leads to higher loses, explained MacDougall in an article written for the August issue of Microfinance Focus magazine.
“I’ll admit that I have my own spreadsheet full of ratios; however, I principally use them to gauge trends. Often the levels they indicate have limited meaning, and analysts must understand when they do and when they don’t. A key consideration is whether the institution is mission-driven, rather than profit-driven. Many MFIs are non-profits or at least not profit-maximizers. They often charge just enough to cover their expenses and build the portfolio,” he wrote.
CORN should be used for food, not motor fuel, and yet the United States is committed to a policy that encourages farmers to turn an increasing amount of their crop into ethanol. This may save the nation a bit of the cost of imported oil, but it increases global-warming gases and contributes to higher food prices.
Candidates for president need to tell Americans the truth about ethanol, but they are falling over themselves in pursuit of the farm belt vote. Barack Obama and Hillary Clinton want more ethanol factories built than even President Bush envisaged when he called for 15 percent of US gasoline consumption to be replaced by alternative fuels by 2017. John McCain, who correctly called the ethanol push a boondoggle in 2000, now says that it is "a very important way to achieve energy independence."
Ethanol consumes almost a quarter of US corn production. The energy self-sufficiency that all the candidates seek should not come at the expense of the environment or the food supply.
Increased ethanol production isn't the only reason for the spike in food costs, but it's more controllable than drought in Australia, higher fertilizer prices, or increased meat consumption by the Chinese. Unlike those other cost-drivers, ethanol production is encouraged by federal subsidies.
And it's not as though ethanol improves the environment. When emissions inherent in the production process are included, ethanol consumption generates more carbon dioxide per gallon than gasoline, according to a recent report in Science magazine. Conversion of other cultivated biomass, such as sugarcane or soy, presents the same problem. The only biofuel that produces a net benefit is agricultural waste, an uncertain source. The best way for American motorists to use less gasoline is to drive fewer miles in lighter vehicles, rather than rely on the false promise of biofuels.
Ethanol is now usually sold as 10 percent of a fuel mixture that includes 90 percent gasoline. The government is thinking of ordering refiners to raise the blend to 15 or 20 percent. Ethanol generates fewer miles per gallon than regular gasoline. And it's not yet clear, according to the Consumer Reports website, how the higher blends would affect engine reliability or longevity. Before the government insists on a new fuel blend, it ought to examine all the hidden costs.
Greater use of ethanol means more greenhouse gases and more expensive food for people and livestock, hardly a fair exchange. There's a limited role for biofuels, excluding corn, in reducing oil imports from volatile regions, but they are not the answer to the world's need for energy on the go.![]()
No Jail Time for Libby?
It's Impeachment Time for
Cheney and Bush!
There's only one reason why Bush kept Libby out of jail: to keep him from ratting on Cheney and Bush about their direct involvement in the felonious outing of Valerie Plame.
In mob circles, it's called silencing a witness. In a courthouse, it's called obstruction of justice. And in Congress, it's called grounds for impeachment. Just ask Richard Nixon.
On TV, the Busheviks are telling even more lies to drown out talk of impeachment. Via email, Democratic "leaders" are feigning outrage to avoid calling for impeachment.
That means it's time for us to demand impeachment. Let's make this "Impeachment Summer!"
Cheney Impeachment Bill Advances in House Judiciary Committee
Three Democrats who until recently opposed impeachment - Keith Ellison (MN-5), Hank Johnson (GA-4), and Jim McDermott (WA-7) - last week became co-sponsors of Dennis Kucinich's Articles of Impeachment for Vice President Cheney, H.Res. 333:
http://impeachcheney.org
And the House Judiciary Committee took a giant step towards impeachment hearings by sending H.Res. 333 to the Constitution Subcommittee led by Rep. Jerrold Nadler (NY-8).
But Speaker Pelosi remains our main obstacle to impeachment. In a conference call with bloggers, Pelosi tried to dodge the issue by arguing Bush "isn't worth it... he's not worth impeaching." But Mike Stark wouldn't accept Pelosi's dodge: "Respectfully, that's not the question. Respectfully, the question is whether or not the Constitution is worth it." Here's Pelosi's shocking reply: "Well, yeah, the Constitution is worth it if you can succeed ." So Pelosi's sworn oath to uphold the Constitution only applies "if you can succeed"? Surely not!
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